PlataX 1.0.5

PlataX is an efficient personal loan application designed to address urgent financial needs. Users can download the app, complete the loan application, and upon approval, funds are deposited swiftly into their accounts. This platform may serve as a reliable option for those requiring immediate access to financial resources.

Loan Conditions:

• Age Requirement: Must be 18 years or older.
• Identification: Valid Colombian citizenship ID.
• Bank Account: A personal bank account with institutions such as Davivienda or Nequi is required for loan receipt and repayments.

Application Process:

1. Download the mobile application from the Google Play Store.
2. Create an account using your phone number.
3. Complete the loan application form, ensuring that all information provided is accurate.
4. Submit your application for automatic review of personal information.
5. The PlataX platform will evaluate your request in approximately 10 minutes, with notifications sent via phone or email upon approval.
6. The loan amount will be directly deposited into your bank account.

Advantages:

PlataX employs cutting-edge evaluation technology and a streamlined process to offer flexible loan options without requiring guarantees or co-signers. The platform integrates stringent encryption measures to safeguard user data and features a transparent cost structure along with diverse repayment options, including early repayment without penalties. Additionally, advisory support is available to ensure the loan process remains simple, fast, and trustworthy.

Loan Details:

• Loan Amount: From $80,000 to $1,200,000
• Loan Term: 91 to 180 days
• Daily Rate: 0.05% (Maximum annual rate of 18.25%)

Example Loan Calculation:

• Loan Amount: $1,000,000
• Daily Rate: 0.05%
• Term: 91 days

1. Daily Interest Calculation: Daily interest = Loan amount × Daily rate = $1,000,000 × 0.05% = $500
2. Total Interest Calculation: Total interest = Daily interest × Term = $500 × 91 days = $45,500
3. Total Amount Payable Calculation: Total payable = Loan amount + Total interest = $1,000,000 + $45,500 = $1,045,500
4. Monthly Payment Calculation (3 months): Monthly payment = Total payable / 3 ≈ $348,500

Summary:

• Total Loan Amount: $1,000,000
• Total Interest: $45,500
• Total Payable: $1,045,500
• Approximate Monthly Payment: $348,500

Notes:

• No penalties will be charged for early repayments.
• Late payments may incur additional charges and affect future loan applications.

If you have any questions, please reach out to our customer service team.

Contact Information:

• Website: www.platax.co
• Customer Service Line: +57 601 5087455
• Email: [email protected]
• Address: Carrera 7 #115-30, Bogotá, Colombia
• Business Hours: Monday to Friday from 8:00 - 17:00 and Saturdays from 9:00 - 12:00